Gunster advises corporations, businesses, professional firms and high net-worth individuals on the full spectrum of insurance law matters. Our attorneys have decades of experience representing insureds, insurers and third-parties on a range of insurance issues, including coverage concerns and disputes, coverage declaratory judgment actions, claim denials and claim handling disputes, bad faith litigation, third-party insurance collection disputes, professional claims, corporate investigation matters and general litigation.

Our multi-faceted team includes former claims handlers, insurance defense and bad faith practitioners, coverage counsel and more. Our insurance attorneys have advised insurance companies on complex insurance litigation and on routine and complex coverage issues. Having represented both insureds and insurers, Gunster attorneys continuously seek to offer a deep understanding of adversarial arguments and strategies from both sides. Our team focuses on ensuring that our clients receive the benefits of that unique perspective.

Our insurance lawyers are dedicated to working with clients to determine the scope and adequacy of their insurance coverage program. Our extensive knowledge of insurance law, insurance policy forms and procedures, as well as direct experience working with policyholders, insurers and brokers can result in a competitive advantage to our clients. Our broad understanding of the many aspects of insurance law allows us to focus on guiding clients through even the most complicated insurance challenges. Our goal is make sure that our client’s insurance strategies accurately reflect and include the coverage they need. On some occasions, our lawyers pursue policy provision enhancements through direct negotiation with the insurance company involved.

Whether our client is a small business addressing a first-time coverage matter or a large insurance company faced with major litigation, our team seeks to deliver the requisite understanding and practical ability to navigate through the full scope of insurance-related issues. Our lawyers, some of whom worked in the insurance and financial services industries prior to joining our firm, continuously pursue both an understanding of the law and how insurance companies operate. Our objective is to analyze negotiations from both an in-house and legal perspective. A sampling of our experience includes:

  • Analyzing insurance policies and programs for coverage, gaps and overlaps
  • Professional liability claims
  • Captive insurance programs
  • Bad faith litigation
  • Establishing an insurance brokerage
  • Product liability claims
  • Reinsurance
  • Specialty lines insurance
  • Insurance coverage
  • Fronting
  • Health insurance programs
  • Investigating best practices within insurance companies

Additionally, our insurance lawyers regularly advise on the many types of insurance practices and policies, such as:

  • Commercial general liability (CGL)
  • Errors and omissions
  • Workers compensation
  • Directors and officers
  • Automobile
  • Property
  • Product liability
  • Life insurance
  • Specialty lines

Gunster’s litigation team represents clients in diverse business-related matters. Our litigators represent clients before federal district and appeals courts; state trial, appellate and supreme courts; and the U.S. Supreme Court. Our attorneys have represented clients in regulatory litigation and administrative proceedings involving such issues as mergers and acquisitions, rates, licensing of foreign insurers, re-domestication of insurers and other licensing matters, as well as claim practice investigations. In addition to handling claims specifically related to insurance matters, our lawyers also represent clients in all business-related litigation.

Gunster’s mission is to continuously provide multi-dimensional legal counsel. Many disputes, litigated or otherwise, involve insurance or insurance-related issues. Gunster attorneys are dedicated to advising businesses, organizations and insurers on their insurance matters, from the simple to the complex.


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